Maryam Nawaz ACAG Scheme Phase 2
Maryam Nawaz ACAG Scheme Phase 2: The Punjab Government, led by Chief Minister Maryam Nawaz Sharif, has launched Phase 2 of the Apni Chhat Apna Ghar Scheme to provide interest-free loans of up to 15 lakh to unemployed and deserving families in Punjab, so that they can build their own houses and live a better life. You can easily register online from home and get interest-free loans of up to 15 lakh from the Punjab Government.
The procedure for registering from home is very easy. If you are interested in this article and want to know all the information about how you can register easily from home, what are the eligibility criteria for registration and what are the necessary documents, then all the details have been given on this page so that you can complete your registration easily from home and get interest-free loans from the Punjab Government to build your own house.

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Why Has Phase 2 Been Started?
The Phase 2 of the Apni Chhat Apna Ghar Scheme has officially been launched by the Government of Punjab with the primary goal of helping those individuals who were unable to qualify in the previous phase. This new phase aims to extend support to more deserving applicants by offering them financial assistance so they can build their own homes and improve their standard of living. By reintroducing the scheme with additional capacity, the government ensures that no eligible applicant is left behind.
Phase 2 allows residents to complete the registration process from the comfort of their homes, making it easier and more accessible for everyone. The registration window is now open, and applicants are urged to complete their registration as soon as possible. Those who successfully register in this phase may receive an interest-free loan of up to 15 lakh rupees, enabling them to construct their houses without financial burden.
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Eligibility Criteria For Registration In Apni Chaht Apna Ghar Scheme Phase 2
To register in Apni Chhat Apna Ghar Scheme, you have to fulfill some essential conditions so that you can easily get an interest-free loan of up to 15 lakh from the Punjab Government. The purpose of keeping these conditions is that only those people who are eligible and who do not have their own houses can get money from this program and build their own houses. The details of these conditions are given below
- Applicant must be a citizen of Punjab
- Having Domicile and ID card Of Pinjab
- Did not obtain a loan in the previous phase
- Has not obtained a loan from any bank and is not a defaulter
- Have no land, no business and no vehicle in your name
- Monthly income must be less than 50000
- PMT score must be less than 34%
If you meet all these conditions, then you are eligible and you can apply in this program by sitting at home. If you not meet then you are not eligible.
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Require Documents For Easy Application Process
To register in the Apni Chhat Apna Ghar Scheme Phase 2 issued by Punjab Chief Minister Maryam Nawaz Sharif, you should have some necessary documents, based on which you can easily complete the registration from home and get an interest-free loan of up to 1.5 million from the Punjab Government. The details of all these necessary documents are given below.
- ID card of the applicant
- CNIC of husband or father
- Mobile number registered on applicant’s own CNIC
- Must have all household bills as electricity, gas, mobile phone
- Income certificate or salary slip
- Affidavit stating applicant does not own a house
- Email address for every updates
You must have all these documents, then get from the nearest NADRA office.
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Step By Step Registration Process In ACAG Phase 2
You can easily apply in the Apni Chhat Apna Ghar Scheme 2025 Phase 2 by following the given steps. Go to the acag.punjab.gov.pk and click on the register now button
Personal & Contact Details | Location & Account Setup |
---|---|
1. Enter your Full Name | 6. Select your Division, District, Tehsil |
2. Choose relation (Son/Daughter/Wife of) | 7. Enter your City Name |
3. Provide Father’s/Husband’s Name | 8. Select your Mobile Network |
4. Enter your CNIC No. and Father’s/Husband’s CNIC No. | 9. Enter your Mobile Number |
5. Select your Gender | 10. Enter Email Address |
11. Enter password and confirm password | 12. Click on the register button |
If you will all the above steps, then you will complete the registration easily.
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How to Check Application Status After Completing Registration
Once you have successfully registered for the Apni Chhat Apna Ghar Scheme 2025, you can easily check the status of your application through the official portal. To do this, simply:
- Visit the login page of the scheme’s website.
- Enter your CNIC number in the designated field.
- Type your password that you used during registration.
- Complete the CAPTCHA verification by checking the I’m not a robot box.
- Click on the login button to access your dashboard and view your application status.
This process allows you to monitor updates, verification progress, or approval notifications related to your interest-free loan application.
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Final Words
The Apni Chhat Apna Ghar Scheme Phase 2 is a golden opportunity for the deserving and underprivileged families of Punjab to fulfill their dream of owning a home. With the support of the Punjab Government under the leadership of Chief Minister Maryam Nawaz Sharif, applicants can now receive interest-free loans of up to 15 lakh rupees without any hassle. This scheme is specially designed for those who could not qualify in the previous phase.
The registration process is simple and completely online, allowing you to apply from the comfort of your home. Make sure you meet the eligibility criteria and have all required documents ready to avoid delays. Do not miss this chance to improve your living conditions. Complete your registration today, follow the proper procedure, and check your application status regularly. This scheme may become the turning point in your journey towards a better and secure future.
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FAQS
Who is eligible for the Apni Chhat Apna Ghar Scheme Phase 2?
Residents of Punjab with income below 50,000 and no house, business, or bank loan are eligible.
PMT score must be under 34% to apply.
How much loan can be received under this scheme?
Eligible applicants can receive up to 15 lakh rupees as an interest-free loan. This amount is provided by the Punjab Government to build a home.
Is the registration process online?
Yes, the registration process is completely online and can be done from home. Applicants must fill out personal, contact, and location details on the portal.
What documents are required to register?
You need CNICs, utility bills, income proof, and an affidavit. All documents should match the applicant’s details and be valid.
How can I check my application status after registration?
Visit the login page, enter your CNIC and password, and click login. Your application status will be visible on the dashboard.