Apni Zameen Apna Ghar Program
Apni Zameen Apna Ghar Program Government of Punjab has taken a bold step under the leadership of Chief Minister Maryam Nawaz Sharif to provide relief to homeless and poor families across the province. The newly launched Apni Zameen Apna Ghar Program is a welfare-driven initiative aimed at providing free 3 marla residential plots to those who have long been deprived of land and shelter. This scheme is part of Punjab broader mission to promote social justice, equity, and basic housing rights for all citizens.
This program is particularly significant for those families who have spent years living in rented homes or makeshift shelters, with no land of their own. For such individuals, the Apni Zameen Apna Ghar Program brings hope, ownership, and the promise of a secure future. The entire process of registration is now digitized through the newly launched AZAG Portal, ensuring ease, transparency, and accessibility.
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Objectives of Apni Zameen Apna Ghar Program
The core objective of this initiative is to empower landless families by giving them free ownership of land, thereby enabling them to build their own homes and lead better lives. This government-led scheme is not only aimed at distributing plots but also designed to restore dignity to thousands of families who have long lived without the right to ownership.
The Punjab Housing and Town Planning Agency (PHATA) will oversee the implementation of the program. PHATA, in collaboration with the Housing, Urban Development & Public Health Engineering Department HUD&PHED will ensure the program runs smoothly and in accordance with all rules.
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Features of the Housing Scheme
To better understand what the Apni Zameen Apna Ghar Program offers, here are the main highlights:
- Distribution of 3 marla residential plots free of cost
- Targeted at homeless and landless families only
- Strict eligibility criteria to ensure plots go to the deserving
- The scheme is available only within the applicant’s home district
- Transparent balloting system to ensure fairness
- No cost involved completely free allocation
- Families must build homes within a fixed time frame after receiving the plot
These features highlight the seriousness and long-term commitment of the Punjab government toward solving the province’s housing problems.
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Districts Selected in Phase 1
The first phase of the program covers 23 housing schemes in 19 districts, with a total of 1,892 plots being distributed. These districts have been carefully selected based on need, land availability, and administrative readiness.
Districts included in the first phase:
- Attock
- Bahawalnagar
- Bahawalpur
- Bhakkar
- Chiniot
- Faisalabad
- Gujrat
- Jhang
- Jhelum
- Kasur
- Khushab
- Layyah
- Lodhran
- Mandi Bahauddin
- Okara
- Rajanpur
- Sahiwal
- Sargodha
- Vehari
Applicants from these districts can apply through the AZAG Portal, but only for their respective home district.
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Eligibility Criteria for Apni Zameen Apna Ghar Scheme
The eligibility conditions have been clearly defined to ensure that only genuinely deserving families benefit from the scheme. These conditions help prevent fraud, ensure transparency, and promote fairness.
You are eligible if
- You are a resident of Punjab with a valid CNIC
- You do not own any residential land or house in any part of Pakistan
- Your spouse or dependent children also do not own any land
- You are not a criminal offender or involved in any unlawful activity
- You are not a defaulter of any financial institution, including banks or government loans
- You can apply only within your home district as per CNIC
- You are ready to build your house within the government’s defined timeline
Providing false or misleading information will lead to immediate disqualification, and in some cases, legal action.
Terms and Conditions for Plot Ownership
All plot recipients will be legally bound to follow the program’s rules. The Punjab government has issued specific Terms of Reference TORs to make sure the plots are used for genuine residential purposes and not for resale or commercial gains.
- Start construction within 6 months after receiving plot possession
- Complete house construction within 2 years
- The plot cannot be sold, rented, or transferred for the first 5 years
- Any false information in the application will lead to cancellation
- The plot can be used only for residential purposes, not commercial
- PHATA holds the right to inspect the site and take legal action if the rules are violated
- Disputes will be handled by the PHATA Grievance Redressal Committee GRC
These terms ensure that only those committed to building a home and improving their living conditions can benefit from the scheme.
How to Apply Online Using AZAG Portal
The Punjab government has made the application process digital and simple through the AZAG online portal. This makes the registration process faster, paperless, and more secure.
- Visit the official AZAG Portal official Punjab government websites
- Click on New Registration and enter your CNIC and mobile number
- Fill out the complete application form with your personal and family details
- Upload relevant documents CNIC income certificate residence proof
- Choose the scheme/district available under your CNIC’s address
- Double-check all details and submit the application
- You Will receive a confirmation message after successful submission
- Wait for verification and balloting results
Once verified, successful applicants will receive a formal intimation letter from PHATA regarding plot possession.
Plot Allotment Through Balloting
After the application process is complete, all verified applicants will go through a transparent computerized balloting system. Only applicants who pass verification and are selected through balloting will receive plots.
- Verification by PHATA
- Transparent computerized draw
- Allotment letters issued to successful applicants
- Plot possession granted after final documentation
Unsuccessful applicants may be considered in future phases or if additional plots are added in the same district.
Important Guidelines to Remember
- Apply only if you truly qualify based on the official criteria
- Use your own CNIC and genuine information no fake entries
- Start construction within 6 months to retain your right to the plot
- Do not attempt to sell, rent, or transfer the plot
- Watch out for fake websites or agents the scheme is free and government-managed
- Stay informed via official Punjab government channels
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Final Thoughts
The Apni Zameen Apna Ghar Program represents a major breakthrough in public welfare, especially for poor and low-income families who have never had the opportunity to own property. This program is not just about land distribution it’s about creating a sense of belonging, security, and opportunity for those at the bottom of the economic ladder.
By providing thousands of 3 marla plots in the first phase, the Punjab government is sending a clear message every citizen matters, and everyone deserves a roof over their head. If you or your family meet the eligibility criteria, don’t miss out. Register on the AZAG portal as soon as it becomes available and take the first step toward owning your home.