ACAG.Punjab.Gov.PK Portal ACAG Registration
ACAG.Punjab.Gov.PK Portal: The Punjab government has officially launched Phase 2 of the Apni Chhat Apna Ghar Program 2025, spearheaded by Chief Minister Maryam Nawaz Sharif. The initiative aims to provide interest-free home construction loans of up to 15 lakh to 70,000 deserving families across Punjab. This program is designed to empower low-income households by making homeownership a reality without the burden of commercial loan interest.
To apply, eligible residents must complete their online registration through the official ACAG portal: acag.punjab.gov.pk. The process is user-friendly, requiring applicants to submit personal details, property documents, and proof of income to qualify for this life-changing scheme.
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What is the Apni Chhat Apna Ghar Program?
Launched under the leadership of CM Maryam Nawaz, this program is a groundbreaking step toward resolving the housing crisis in Punjab. By offering interest-free loans up to 1.5 million, the scheme supports families who lack the financial means to build their homes. One of the most attractive features of this program is the 7-year easy installment plan, with the first 3 installments waived to ease the burden on families starting their home construction journey.
This initiative doesn’t just provide financial aid and it fulfills a long-standing dream for countless families to move out of rented homes and live under their own roof.
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Who Is Eligible? Know Detail
To ensure that this scheme reaches the truly deserving, the Punjab government has defined specific eligibility requirements. The complete details about about these requirements are given below
Eligibility Criteria For Registration
- Must be a permanent resident of Punjab.
- Should own 5 marla urban land or 10 marla rural land.
- No previous loans taken from banks or government housing schemes.
- Poverty score below 60% as per BISP/NADRA data.
- Must be the head of the family.
- Hold a valid CNIC issued by NADRA.
- Monthly income must be less than 50000
- Have no government job and business
If you meet the above criteria, you are encouraged to apply immediately before the deadline. If you do not meet all these requirements then you cannot apply.
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Required Documents For Online Registration In ACAG
There are some important documents for the registration in the CM Punjab Apni Chaht Apna Ghar Program phase 2. Before starting the online registration process, gather the following documents:
Necessary Documents
- Registered ID card of applicant
- Proof of land ownership registry, allotment letter.
- Monthly income verification document.
- Passport-size photo.
- Active mobile number and email address.
Providing correct and verifiable information will increase your chances of approval under the Apni Chhat Apna Ghar program during registration through ACAG.Punjab.Gov.PK Portal.
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Step By Step Registration Process In Apni Chaht Apna Ghar Program Phase 2
The registration process in Apni Chaht Apna Ghr Program Is very simple. You can complete your registration easily by sitting at home. There are some steps which you have to follow for successful registration. These steps are given below
Steps For Registration In ACAG
| Step 1: Enter your complete name. اپنا مکمل نام درج کریں۔ | Step 2: Input your 13-digit CNIC number. اپنا 13 ہندسوں پر مشتمل شناختی کارڈ نمبر درج کریں۔ |
| Step 3: Provide the name of your father or husband. اپنے والد یا شوہر کا نام فراہم کریں۔ | Step 4: Enter the CNIC number of your father or husband. اپنے والد یا شوہر کا شناختی کارڈ نمبر درج کریں۔ |
| Step 5: Select your gender (Male/Female). اپنی صنف منتخب کریں (مرد / عورت)۔ | Step 6: Provide a valid email address. ایک درست ای میل ایڈریس فراہم کریں۔ |
| Step 7: Enter your active mobile number. اپنا فعال موبائل نمبر درج کریں۔ | Step 8: Specify your mobile network provider. اپنے موبائل نیٹ ورک فراہم کنندہ کا انتخاب کریں۔ |
| Step 9: Select your division from the dropdown menu. اپنی ڈویژن منتخب کریں۔ | Step 10: Choose your district. اپنا ضلع منتخب کریں۔ |
| Step 11: Select your tehsil. اپنی تحصیل منتخب کریں۔ | Step 12: Enter the name of your city. اپنے شہر کا نام درج کریں۔ |
| Step 14: Create a secure password for your account. اپنے اکاؤنٹ کے لیے ایک محفوظ پاس ورڈ بنائیں۔ | Step 14: Re-enter the password to confirm. پاس ورڈ دوبارہ درج کریں تاکہ تصدیق ہو سکے۔ |
Ensure that all information provided is accurate and that all required documents are uploaded to avoid any delays or issues with your application through ACAG.Punjab.Gov.PK Portal.
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Key Benefits of CM Maryam Nawaz 15 Lakh Loan Scheme
Apni Chaht Apna Ghar Program has many benefits for the poor and deserving people of Punjab. This is a very good opportunity for those who have no home. Some of them are given below
Benefits Of ACAG
- Interest-Free Loan of up to15 lakh.
- 7-Year Easy Installments with a manageable 14000 per month.
- First 3 Installments Waived, reducing financial burden.
- Transparent and easy online registration system.
- Dedicated to low-income families and homeless citizens of Punjab.
- Aims to uplift 70,000 families in Phase 2.
This is a revolutionary step toward solving the housing crisis and ensuring dignity through homeownership.
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Final Words Of ACAG.Punjab.Gov.PK Portal
The Apni Chhat Apna Ghar Program Phase 2, led by Chief Minister Maryam Nawaz Sharif, marks a historic effort by the Punjab government to uplift thousands of low-income families through interest-free housing loans. With a transparent and accessible registration system at acag.punjab.gov.pk, eligible citizens can now take the first step toward building their dream homes. The scheme offers up to 15 lakh in financial support, with a generous 7-year repayment plan and the first 3 installments waived making it one of the most citizen-friendly housing initiatives in Pakistan.
If you are a resident of Punjab and meet the eligibility criteria, don’t miss this golden opportunity to secure your future and move out of rented houses. Register online today with complete documentation and accurate information to benefit from this transformative program and finally live under your own roof.
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FAQS Of ACAG.Punjab.Gov.PK Portal
How can I register for the Apni Chhat Apna Ghar Program Phase 2?
You can register online through the official website acag.punjab.gov.pk by filling out the application form with your personal and property details.
What documents are required during registration?
You need your CNIC, land ownership proof, income certificate, passport-size photo, and an active mobile number.
Is there any registration fee for this program?
No, the entire registration process is completely free and does not require any payment.
Can I register without owning land?
No, owning at least 5 marla urban or 10 marla rural land is mandatory to be eligible for this scheme.
What should I do if I face issues during online registration?
You can contact the support team through the helpline on the portal or visit your nearest facilitation center for assistance.